Locum Insurance

• Highly competitive premiums
• Occupation specific cover
• No receipts required in the event of a claim
• Family emergency cover
• Jury Service, Paternity & Maternity cover
• Optional accidental death benefit
• Interest free instalments

PPS GI has designed this policy to protect the profits of your practice in the event of an illness or injury involving one of your fee generating members of staff.  With a choice of deferment periods and benefits paid for either 52 or 104 weeks, the practice can choose to either employ a locum or allow other members of staff to cater for the absence. 

Premiums are paid by the practice, allowing this to be a fully tax deductible business expense.  There is no requirement for receipts to be provided in the event of a claim, the benefit is simply paid to the practice at the weekly sum insured selected.

Surgery Staff Shield

• Personal Accident & Sickness for specified employees
• Optional capital benefits
• Deferment periods to suit your employment contracts
• Choice on level of salary insured
• Interest free instalments

Covering your support staff this policy provides payment to your practice in the event of illness or injury resulting in their absence.  The benefit paid in the event of a claim can be used to subsidise the employee’s salary, cover a locum or simply to pay overtime to existing members of staff.

As with our Locum Shield, premiums are paid by the practice and are therefore fully tax deductible as a business expense.