Starting Out

Starting Out

The last thing on your mind when you first leave University to start your career is Financial Planning.

Looking down the barrel of your debt from education is more your focus, and yet early financial planning advice can help significantly so that you understand your current and future financial needs, clear debt as part of your overall plan, plan for and buy your first home and protect your family and yourself for the future.

Our range of advice for family financial planning ensures that our clients have access to the full range of products and insurances from the whole market. We will design a programme that aims to protect every aspect of the health and wellbeing of our clients.

The impact of your death

Taking out a Life Assurance Policy is a popular and cost-effective way of protecting the people you love if you die during the term of your policy. Simply transacted by most people, this important area of planning has a myriad of options. We will help you to find the one that is right for you and your family.

Being diagnosed with a Critical Illness

We all hope that a critical illness will not happen to us. But should the worst happen, this important level of cover can make sure that you, your family and loved ones are protected by easing financial worries.

Total Permanent Disability

Total and Permanent Disability Cover means that an insurance would payout if you are ‘totally and permanently’ unable to work due to sickness or injury or if you were to suffer an irreversible and life changing disability that prevents you from working. Our Financial Planners can provide advice on the type of arrangements available, and those which best suit your occupation.

How we can help ...

Our Financial Planners will help guide you through all aspects of family financial planning to ensure you find the scheme which is right for you.

Protecting your income if you are unable to work

How would you pay the bills if you were sick or accidentally injured and couldn’t work?

Income Protection provides:

  • An income to help replace any loss of earnings due to ill health or accidental injury
  • Continued benefit if you go back to work in a reduced capacity, with a reduced salary

Private Medical Insurance

A Private Medical Insurance Plan provides you with choice and speed when you need access to health services, particularly where the NHS is unable to support you quickly. Working with Healthcare Insurance Specialist partners, we are able to give you access to the policy which is right for you, your family and your location.

Planning for education

School fee plans are provided to assist parents and guardians to pay school fees.

There are three main options:

  • Capital Schemes
  • Income or regular savings schemes
  • Combined Schemes

Whether it is to request more information or send us some feedback, please do get in touch either by completing our Enquiry Form or contacting us on the details below.